We may collect, store and use the following kinds of personal information:
Information about your computer and your visits to and use of this website including your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation
Information that you provide to us when opening an account through our website including your name, gender, date of birth, address details and any other relevant personal and financial Information that you provide to us when using the services on our website or that is generated in the course of the use of those services including the timing, frequency and pattern of service use
Information contained in or relating to any communication that you send to us or send through our website including the communication content and metadata associated with the communication
Any other personal information that you choose to send to us; and provide details of other personal information
Before you disclose to us the personal information of another person, you must obtain that person's consent to both the disclosure and the processing of that personal information
We may disclose your personal information to any of our employees, officers, insurers, professional advisers, agents, suppliers or subcontractors insofar as reasonably necessary
To the extent that we are required to do so by law;
In connection with any ongoing or prospective legal proceedings;
To establish, exercise or defend our legal rights including providing information to others for fraud prevention
To any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal
Except as provided in this policy, we will not provide your personal information to third parties.
Retaining personal information
Section 5 sets out our data retention policies and procedures, which are designed to help ensure that we comply with our legal obligations concerning the retention and deletion of personal
Personal information that we process for any purpose or purposes in connection with our business operations and service delivery, shall not be kept for longer than is necessary for that purpose or those
We may disclose your personal information to any of our employees, officers, insurers, professional advisers, agents, suppliers or subcontractors insofar as reasonably necessary
To the extent that we are required to do so by law;
In connection with any ongoing or prospective legal proceedings;
To establish, exercise or defend our legal rights including providing information to others for fraud prevention
To any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal
Except as provided in this policy, we will not provide your personal information to third parties.
Retaining personal information
Section 5 sets out our data retention policies and procedures, which are designed to help ensure that we comply with our legal obligations concerning the retention and deletion of personal
Personal information that we process for any purpose or purposes in connection with our business operations and service delivery, shall not be kept for longer than is necessary for that purpose or those
To the extent that we are required to do so by law;
If we believe that the documents may be relevant to any ongoing or prospective legal proceedings; and
To establish, exercise or defend our legal rights (including providing information to others for fraud prevention and reducing credit risk).
Security of personal information
We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal
We will store all the personal information you provide on our secure password-and firewall-protected
All electronic financial transactions entered into through our website will be protected by encryption
You acknowledge that the transmission of information over the internet is inherently insecure, and we cannot guarantee the security of data sent over the
You are responsible for keeping the password you use for accessing our corporate or private account confidential; we will not ask you for your password except when you log in to our
We may update this policy from time to time by publishing a new version on our You should check this page occasionally to ensure you are happy with any changes to this We may notify you of changes to this policy by email
The supply of appropriate evidence of your identity for this purpose, we will usually accept a photocopy of your passport certified by a solicitor or bank plus an original copy of a utility bill showing your current
We may withhold personal information that you request to the extent permitted by
You may instruct us at any time not to process your personal information for marketing In practice, you will usually either expressly agree in advance to our use of your personal information for marketing purposes, or we will provide you with an opportunity to opt out of the use of your personal information for marketing
Our website includes hyperlinks to, and details of, third party
We have no control over, and are not responsible for, the privacy policies and practices of third
Updating information
Please let us know if the personal information that we hold about you needs to be corrected or About cookies
A cookie is a file containing an identifier a string of letters and numbers that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the
Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is
Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from Cookies can be used by web servers to identify and track users as they navigate different pages on a website and identify users returning to a
We use both session and persistent cookies on our The names of the cookies that we use on our website, and the purposes for which they are used, are set out below:
We use cookies on our website to recognise a computer when a user visits the website, track users as they navigate the website, improve the website's usability, analyse the use of the website, administer the website, prevent fraud and improve the security of the website, personalize the website for each user.